Winter Sports If you are going on a winter sports holiday and need cover for skiing or
snowboarding, make sure you add winter sports cover. Remember it's important to check the policy covers the
activities you are participating in.
Cruise If you are embarking on a cruise and need the added benefits of missed port
departure and cabin confinement, this policy may be the ideal choice for you.
Golf Golf cover provides protection for your golf equipment, if it is lost, stolen
or damaged. Cover also available if you are unable to play due to adverse weather conditions. You are
covered if your golf equipment is delayed by 12 hours. Please see the Policy Wording for full details
of cover. Add golf cover by selecting this option and paying the additional premium.
Timeshare If you are unable to go on your trip or need to come home early, we
will pay up to 5% of the original purchase price paid for the period of the timeshare you are unable
to use, plus the management charge for this period. Please refer to the Policy Wording for cover limits
and cover details.
45 Day Extension This option extends the duration of your annual trip policy to 45 days per trip.
60 Day Extension This option extends the duration of your annual trip policy to 60 days per trip
Business Add business cover to protect your business equipment if it is lost, stolen, damaged or delayed.
If you are unable to fulfil your business trip, due to illness, we will cover the costs for a replacement employee to takeover.
Add business cover by selecting this option and paying the additional premium.
Excess Waiver If you select Excess waiver, the excess will be reduced to Nil in the event of a claim.
Note: Any excess imposed by Travel Administration Facilities following a call to the Medical Screening Line will still apply.
Double Excess By selecting this option, your premium will be reduced but should you make a claim the excess you
will be required to pay will be double the standard excess.
Remove Personals By selecting this option, Section B4 Personal Possessions is not covered.
Remove Cancellation By selecting this option, Sections B1 Cancellation and B1 Curtailment are not covered.